© 2004-09 Farmers State Bank
All Rights Reserved.
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As of 10-12-2009
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Minimum Deposit to Open Account |
Minimum Balance* to Obtain APY** |
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Statement Savings |
$.00 |
$.00 |
.99% |
1.00% |
HIFI Savings #
Tier I
$.00 - $2,499 |
$2,500.00 |
$.00 |
.99% |
1.00% |
| HIFI Savings
Tier II
$2,500-$9,999 |
$2,500.00 |
$2,500.00 |
1.24% |
1.25% |
HIFI Savings
Tier III
$10,000- $24,999 |
$2,500.00 |
$10,000.00 |
1.34% |
1.35% |
HIFI Savings
Tier IV
$25,000 - Over |
$2,500.00 |
$25,000.00 |
1.49% |
1.50% |
N.O.W. Account |
$.00 |
$1,000.00 |
.99% |
1.00% |
Super N.O.W. Account |
$.00 |
$2,500.00 |
1.09% |
1.10% |
91 Day CD |
$1,000.00 |
$1,000.00 |
1.24% |
1.25% |
182 Day CD |
$1,000.00 |
$1,000.00 |
1.49% |
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12 Month CD |
$1,000.00 |
$1,000.00 |
1.74% |
1.75% |
18 Month CD |
$1,000.00 |
$1,000.00 |
1.84% |
1.85% |
24 Month CD## |
$1,000.00 |
$1,000.00 |
2.14% |
2.15% |
30 Month CD |
$1,000.00 |
$1,000.00 |
2.24% |
2.25% |
36 Month CD |
$1,000.00 |
$1,000.00 |
2.48% |
2.50% |
18 Month IRA CD*** |
$.00 |
$1,000.00 |
2.73% |
2.75% |
* Average Daily Balance
** Annual Percentage Yield
*** Variable Rate - Changes at Bank's discretion after account is opened.
# After HIFI account is opened and minimum deposit is not maintained.
## One Bump Up allowed during the term of the 24 month certificate of deposit only.
Must request Bump Up feature when initiating 24 month CD.
EARLY WITHDRAWAL PENALTY - If you withdraw any principal before the maturity date, we may impose a penalty of:
(A)30 days interest on the amount withdrawn if the certificate has a maturity of one year or less; or
(B) 90 days interest on the amount withdrawn if the certificate has a maturity of more than one year.
(C) Fees could reduce the earnings for N.O.W and Super N.O.W. Accounts.
106 E. Cedar, Box 548, Marcus, Iowa 51035
Phone: 888-376-4156 or 712-376-4154 Fax: 712-376-2759
fsbmarcus@midlands.net
 
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